General insurance plans cover non-life assets, protecting against financial
losses caused by damage, theft, or liabilities.
Here are the main types of general insurance plans:
Motor Insurance
Car Insurance
Covers financial loss due to accidents, theft, third-party liabilities, and natural calamities involving private cars.
Covers accidents and theft.
Protects against third-party liabilities.
Covers losses due to natural calamities.
Two-Wheeler Insurance
Offers identical protection specifically tailored for motorcycles and scooters.
Covers motorcycles and scooters.
Protection against accidents and theft.
Includes third-party liability coverage.
Commercial Vehicle Insurance
Covers vehicles used for business purposes, such as trucks, buses, and taxis.
Covers business vehicles.
Protection against accidental damages.
Includes third-party liability coverage.
Travel Insurance
International Travel Insurance
Covers medical emergencies, flight delays, lost baggage, and passport loss while traveling abroad.
Covers medical emergencies abroad.
Protection for lost baggage and passport.
Covers flight delays and travel inconveniences.
Domestic Travel Insurance
Provides similar coverage for travel within the country.
Covers domestic travel risks.
Protection against travel-related emergencies.
Covers baggage loss and trip disruptions.
Student Travel Insurance
Tailored for students studying abroad, covering medical care, tuition interruptions, and personal liabilities.
Designed for students studying abroad.
Covers medical expenses and tuition interruptions.
Includes personal liability protection.
Home and Property Insurance
Home Structure Insurance
Covers the physical structure of the house against fire, earthquakes, floods, and riots.
Covers the home's physical structure.
Protection against natural disasters.
Covers fire and riot-related damages.
Home Contents Insurance
Protects the belongings inside the house (furniture, electronics, jewelry) from theft and damage.
Covers household belongings.
Protection against theft.
Covers accidental damage to valuables.
Commercial Property Insurance
Protects business properties, warehouses, and factories from unforeseen perils.
Covers commercial buildings and assets.
Protection against unforeseen risks.
Suitable for warehouses and factories.
Commercial & Business Insurance
Marine Insurance
Covers goods, cargo, and vessels against risks during transit across seas, air, or land.Covers the physical structure of the house against fire, earthquakes, floods, and riots.
Covers goods and cargo in transit.
Protection across sea, air, and land transport.
Covers transit-related risks.
Liability Insurance
Protects individuals or businesses against legal claims or lawsuits filed by third parties for bodily injury or property damage.
Covers third-party legal liabilities.
Protection against bodily injury claims.
Covers property damage claims.
Professional Indemnity Insurance
Covers legal costs and damages resulting from claims of professional negligence or mistakes (common for doctors, lawyers, and consultants).
Covers professional negligence claims.
Pays legal costs and damages.
Ideal for professionals and consultants.
Cyber Insurance
Protects businesses from financial losses and legal liabilities arising from data breaches and cyberattacks.
Covers cyberattacks and data breaches.
Protects against financial losses.
Covers legal liabilities arising from cyber incidents.
